The puzzles are so bad. Like how in the world is somebody supposed to think of that stuff. It’s total nonsense lmao. Still love the game, but a walkthrough guide is mandatory. Might even start a new game this weekend
Yes, a lot of bills are introduced in one chamber and die in that same chamber. This case is referring to it being introduced by "Senators Elizabeth Warren (D-Mass.), Ron Wyden (D-Ore.), and Jeff Merkley (D-Ore.), along with Representatives Val Hoyle (D-Ore.), Alexandria Ocasio-Cortez (D-N.Y.), and Suhas Subramanyam (D-Va.)", presumably there's a companion bill for the house, since the links seem to only have the Senate version.
Spain did not got hit by WW2 cause it was absolutely destroyed by a civil war beginning 1936. After that a dictatorship of 40 years and when it opened all industry got hit cause it was heavily protected and could not compete in open markets, add to that most of the working industries were cheaply sold to friends of the dictatorship who were, and some of them still are, in power positions.
> a distant sixth in economic size behind even Russia.
By what metric? Because Spain is sixth also by population, and I have the feeling you are using total GDP as scale. Using that, China is the richest economy, and India is the third richest country in the world. Meanwhile Switzerland and Singapore (really rich in reallity) are below 30th, and below Nigeria or Pakistan.
By per capita GDP we Spain are not even 6th, because Liechtenstein, Switzerland, Monaco, Norway, Sweden, Denmark, Iceland, Ireland... are above us and also above Germany, UK or France.
According to GDP per capita, Spain is below Italy, but above Portugal. Has its position changed much over the last century? I would be interested to see a measure of that, but how far back is it feasible to estimate GDP per capita?
I don't know how Spain was affected by WW2, but they had a very nasty civil war just before WW2. I'm not sure if that's relevant to GDP per capita, though, because a war can sometimes improve the economy by leading to the overflow of a system in which progress is blocked by a relatively rich ruling class.
Spain was isolated due to it's political Allignment in the 40's, things changed a lot from 1954 on wards when they realized they had a friend in there now that the enemy was the USSR.
Spain was voluntarely isolated after Civil War because Franco and the Falange (read fascists) were obsessed with being self sufficient (autarchy). The thing was so extreme that there was smuggling of metals by foot (iron, tin, cooper...) from Portugal and France. But the autarchy was from Franco, and not a pressure against him. You can read about this here: https://en.wikipedia.org/wiki/Economy_of_Spain_(1939%E2%80%9...
The "magical" event that happened mid/late 1950's was that autarchy was still not working and the other main faction of the government (called technocrats, mainly the Opus Dei) said "the national catholicism is cool and all, but we need to get profits and this autarchy shit isn't working". So the autarchy ended to the Falange dismay, and the country slowly opened economically and started catching up with Europe.
Sadly Falange is on the rise again (falangist Buxadé from Vox cleaned the party from capitalists in the last couple of years), and you can hear young people calling for closing and going "Spain first" again.
>Shortly before the end of World War II and the later beginning of the Marshall Plan, President Roosevelt ordered the American ambassador in Madrid to inform Franco that any "political or economic aid" from the United States would be "impossible" as long as the dictator remained in power.
>The decision was ratified in August 1945 by a joint declaration of Stalin, Truman and Attlee. In February of the following year, France closed its border with Spain, leaving the country completely isolated. The UN asked all its members in December 1946 to retire their ambassadors from Spanish territory, and did not revoke its condemnatory declaration until 1950. Spain joined the UN in 1955
[...]
>The government protested against the isolation, stating that Spain had "the right to buy on international markets", and criticized the international community for sabotaging the country's "right to live according to its spiritual values"
>The Spanish international reputation would begin to improve gradually in the late 1940s and early 1950s, after the consolidation of the Cold War, due to the explicit interest of the United States in promoting anti-communist governments in Western Europe. The diplomatic displays of approval by the American government helped to strengthen the regime and stabilize its economy, which would eventually lead to the liberalization policies that marked the 1960s
Which is exactly what I said in my previous reply. Isolation FORCED by the international community (Franco fought against the USSR and Cold War wasn't established yet), they embraced it sure because they had no other choice. They could trade with Argentina (Franco-Peron protocol, signed in 1946)
The biggest problem nowadays is the focus on low-value industries like agriculture and tourism.
The Civil War and subsequent dictatorship help explain how the country ended up in this situation but I think people often focus on them too much rather than how to improve for the future.
You can still get arrested in spain for saying a joke about Luis Carrero Blanco being Spain's first astronaut.
Luis Carrero Blanco, was the fascist dictator Francisco Franco's right hand man, his car war blown several stories into the air by ETA freedom fighters, hence the joke.
Not much. Back then it constantly murdered civilians (of many magnitudes lesser importance than Blanco) and generally had no concerns about collateral damage. It continued this for years after Franco was gone..
Calling them freedom fighters is not knowing anything about them. Their first actions were stealing from banks and most of the victims happened after the dictatorship was over.
> With all that said it would be strange if they would be further, prosperity comes from hard work and discipline.
It must really suck for all of you living outside of Spain, looking at us taking naps and being "inefficient" with all our communism, yet we have health care, and work/life balance and have time enough for family and hobbies.
Of course, best is to just see it like there is no prosperity in the country, because there are no startup unicorns or billionaires buying up our media.
You don't know how hard is to maintain a country when you have to run in front of the bulls while making a paella at the same time you dance some flamenco./s
I guess that's your view of Spain, you should read and view things from more modern years than the 1950's. Also talk or Morocco and his allies USA and Israel about the immigrants that the mafia sent into Spain and Spain has never been communist or socialist, unless you don't what socialism and communism is.
By my count 30 years out of 48 are not nearly 100%. If you consider Suarez, Calvo-Sotelo, Aznar and Rajoy leftists you might be a bit too much out there.
I was been there. I mean socialist fantasy and everyone was equally poor except party members. It is astonishing to watch this shit happening in different countries with different cultures during long period of time. But with same end. And it is not prosperity. This time in Berlin as recent example: https://www.politico.eu/article/berlin-election-housing-cris...
Half of everyone in Germany can speak English. It's mandatory to learn in schools. In Berlin that percentage is even higher. So it's no obstacle. And they don't want to limit the visibility of the protest to only Germany.
Germany is one of the more native-language-enforcing countries in Europe. I've been to Slovenia and half of everything is actually written in English, unlike Germany or France where everything's written in the local language.
Instead of the eyes of their own politicians? Are their goals to actually effect change in Germany or to disparage Germany in the eyes of the global press?
Almost every German politician, most of the police and half the population of Germany speaks English, even though it shouldn't be used for official business. It's no barrier.
Language is also a cultural signifier. English might not be a barrier, but protesting in English certainly communicates that the protesters care not for German culture.
You mean Spain the fastest growing European country by many metrics? Not sure, we're here, been chilling all summer, time to get back to work now :) What happened to the country you live in?
Spain’s youth unemployment is the highest in Europe. I hope it’s improving, but economically Spain has not recovered post-2008 in line with others in the EU.
No, that's not it. Instead it's the right-wing "geniuses" running the government that have been a major cause of this. The NCP and Finns Party keep making a mess of things in the name of their ideology.
> fastest growing European country by many metrics
Countries grow in secondary matters and the primary ones (civilization) remain unattended.
And by the way, when something "grows fast", do not misunderstand the indicator... Ethiopia had a 13% annual growth recently; Guyana has a 16% annual growth at this time: you are not thinking that "life is good there" and "Miami videoclip vibes everywhere", right?
> Countries grow in secondary matters and the primary ones (civilization) remain unattended.
However this has not been the case for Spain. Spain is deemed a full democracy by all objective and independent metrics. I am debating whether to even post this reply since your point to compare it to Ethiopia is so absurd you're likely not going to agree with facts. And yes, "life is good there", by also topping some, albeit, not objective quality of life metrics.
> I certainly would rather live places like Mallorca or Donostia than in many places that are ahead of Spain in the silly GDP game
If I was making as much money as I would in those countries that are ahead I wouldn’t mind living in Spain either. Otherwise good luck getting a place to live on a tiny salary if you don’t have your relatives to support you.
"Daddy, what does cr*p mean?" Kids aren't stupid and this self-censorship isn't protecting anyone from anything.
(if a platform is serious about Bad Words for whatever reason (moral?) they would also forbid character replacements; ultimately it's the intent, not the word itself, that they try to steer with rules like that)
I guess I never understood censorship when it’s plainly obvious what you’re censoring. Anyone who can read will clearly know that it said “crap”, so I don’t see how it’s fundamentally different than just saying the word. You still put the word into my brain.
Semaphores are more general for sure. The common semaphore is just a counter, when you lock it you decrement the counter by one atomically. Therefore a mutex is just a semaphore with a limit of 1. I wouldn't say they're much trickier to get right, maybe just less frequently applicable in e.g. general web io tasks.
I suspect the reason that semaphores aren't as common in Rust specifically is that once you go above one reference to something, you stop being able to mutate it safely. Mutexes work because "one thing writing to this means nothing else can read it" doesn't go against the borrow-checking grain, but as soon as you want to allow two references to something, you can't write to it safely, so it only works when you want to delay processing of non-shared data (which as you mention is not particularly common) or read-only processing (at which point you probably just want an RwLock to get shared read-only concurrent access).
Wait but...if you use an ATM, you're going to be hit by ATM (read: middleman) fees every single time. Also, you massively increase your risk of getting hit by identity theft via compromised ATM.
> you're going to be hit by ATM (read: middleman) fees every single time.
This is highly country specific. In many countries, (at least domestic) ATM withdrawals are still free.
> you massively increase your risk of getting hit by identity theft via compromised ATM.
What exactly does a compromised ATM do in terms of identity theft that a POS terminal can't do? Both can read your card, which today is not a big problem anymore, and certainly not yours or your bank's.
The problem with shoes is that there figuratively (and literally) is no one-size-fits-all. There are several elements of a shoe that can wreck your experience with it without you understanding why.
- Heel drop, as others have said, can destroy your Achilles if you go too low. Too high and you can exacerbate hip issues.
- Big feet? If your manufacturer doesn’t offer wide versions, you’re going to have a bad time. You still might if they only expand the upper without actually widening the lower (Nike pulls this shit).
- Running on weird, slick surfaces? Better hope you have strong grip and traction (they’re not all equal by any stretch)
- Running in a hot climate? Better hope for a breathable shoe or your blisters will wreck you.
- Need stability elements? Or a carbon plate? Better hope you bought a stability shoe! Also keep in mind that there is research that those things can wreck your foot health long-term.
- Ugh, I’m so confused, I’ll just get the most popular running shoe out there, the Nike Pegasus! Well, you might be in for a nasty surprise when you learn that it’s the only modern shoe that still contains literal airbags. Step on bark chips the wrong way and your shoe might pop!
And that’s all before you get started on colorways. The idea that shoes are all equally good for everyone is as outdated as the idea that you can swap two people’s Chipotle orders and no one will notice.
That’s great for martial artists where the new arts are objectively better and more robust against the wider array of attacks one must withstand today.
But software…? He’s declaring victory at virtually every level but the highest. Who honestly thinks JS should be cemented as permanent? X86/RISCV? CMake? It’s cool to abstract away the lower tiers when our tools are this powerful but it seems silly to leave this much performance, readability, and extensibility on the table forever.
there was a source code leak and you can see some examples there which make the president's image more alluring. e.g. if you search for "Putin" they add an invisible "-crab" to your query
that's the most innocent example from the top of my head. There probably are many more serious censorship issues
Yep, plenty, and tbf it's entirely logical. The people working at Yandex do not want find themselves dying of a nerve agent or polonium, which is a real and acute danger for people who displease the ruling regime.
You have to wait for the investigation to complete to receive compensation if you’re hit by fraud on a debit card. Credit cards don’t share that issue. If you’re poor or living paycheck-to-paycheck, debit cards are potentially a risk to your livelihood.
As someone who has been hit with fraud on a debit card and a credit card, the process to recover money from fraud on a credit card is so much easier and more hassle-free than a debit card.
The big difference is that with a debit card, it's your money that is hit by fraud. The debit card is basically just a proxy. You have to go file a police report. You have to hope the bank will give you the money back.
When the credit card gets hit, it's the credit card company's money and they will seemingly chase the fraud to the ends of the earth to recover it.
> The big difference is that with a debit card, it's your money that is hit by fraud.
I kind of disagree. I think what's happened is the bank would prefer you to believe that. Imagine I kept my money at the bank, and deposited $10000 with the teller. Immediately afterward a robber follows in and steals that $10000 from the teller. Does the bank say "oh no Mr. TheChao! A robber stole your $10000!". I mean, no? The bank got robbed. Just because the bank's digital security is more tied one-to-one to dollars and its easier for a robber to steal from "my till" doesn't mean it was me who was robbed. It's the bank's job to stop that.
But that's not what happened when someone steals your debit card number. Once the teller enters the deposit and you walk away from the window, the money in your account is yours, the cash the robbers stole is the banks.
When someone steals your debit card number and uses it, it's your money that is debited from your account, not the banks, and debit card transactions have much different rules than credit card transactions where you're generally not held responsible at all for fraudulent transactions)
But with debit card transactions, you can be responsible for up to $50 of fraudulent transactions reported within 2 days, and $500 for those reported within 60 days. And the bank is not required to return the money while they investigate the fraud.
Though many banks waive those liabilities and treat debit card disputes the same as credit card disputes (but still may not return your money while they investigate, so you could be bouncing checks when someone makes a $1000 fraudulent transaction if you can't float the $1000 yourself while they investigate)
I refused to allow the bank to issue me a debit/ATM card against my primary checking account, fortunately they are one of the few banks that still offer a dedicated ATM card so even if I lose the card, it's useless without the PIN.
Eh when you deposit money with a teller, it gets added to your account, which is in physical terms probably just a big storage and a database who has how much.
But in the case of debit card, the card ties the money to your account. It is actually that.
It's as if someone would steal from a personal safe at the bank.
Except that you have strong statutory rights and commercial agreements between your bank and the card networks making it very likely that you’ll be made whole.
Eventually you'll probably be made whole (unless the bank isn't one of the ones that waives your $50/$500 liability). But usually they won't return your money until after they resolve the dispute so your account is still missing the disputed money which could make you bounce checks or be unable to use your debit card until the dispute is resolved.
Which is why the credit card is still the better option. Especially given that the max liability on a credit card is always $50 if caught within the first 60 days, while the max liability on a debit card is $50 only if caught within the first two days, then up to $500 if reported after up to 60 days.
They may post a provisional credit when I report the fraud on the debit card or they can wait up to 10 days to do so. With a credit card, no money has left my account and I get the final say on whether I want to part ways with my real money. If the bank really wants to fuck me over by saying it's not fraud, I get to make it as unprofitable as possible for them, which includes forcing them to sue me if they really want the money.
I will take the ding to my credit report and a lawsuit over actual money taken directly out of my account any day.
> while the max liability on a debit card is $50 only if caught within the first two days
Within two days of learning of the fraudulent use or the loss of an "access device" (i.e. a card). Otherwise you have 60 days from the statement date as well.
> I will take the ding to my credit report and a lawsuit over actual money taken directly out of my account any day.
That's definitely true for many people, but probably not for many others, e.g. anyone wanting to buy a house or even rent an apartment.
If the money is taken out of your checking account and you can't pay a bill or rent, you are in the same exact situation of having your credit/rental history ruined. The time horizon for that happening is just sooner. The credit card still wins.
This depends heavily on the country you’re in. In the UK banks are required to refund you within a single business day if they don’t have any evidence that the customer isn’t trying to defraud the bank themselves.
They try to squirm out of that of course. But in general getting your money back isn’t too tricky even with a debit card.
Oh yeah. I should definitely caveat: I am in the US. I think banks here are required to cap your loss to $50 USD if you report unauthorized fraud within two business days. But still, the onus is on you. Meanwhile, virtually all credit cards in the US offer $0 liability protection. Which means at most you pay nothing.
This is where you find out which banks suck, and which do not. I will say that while USAA is a long ways from perfect, when someone swiped my wife's debit card and took $5000 from our checking account, they put that money back within a day while the investigation was pending. No police report necessary, either.
> Practically, Reg E is essentially as strong as Reg Z.
Not even practically, but that's beside the point. The point is that with regulation E, I am potentially put in a position where I have to work to get my money back; I have to file a lawsuit against the bank if I think their determination is wrong (and that's assuming there isn't an arbitration provision, but many people don't realize they agreed to binding arbitration).
With regulation Z, the bank has to work to get their money back. They have to file the lawsuit against me if they really want the money. And it's $0 liability under many circumstances mandated through the regulation, not just a revocable promise from the bank.
The underlying problem is that the whole concept of cards is insane. Basically, you go around telling every shopkeeper the code for your safe, and ask them to take however much cash you owe them out of the safe.
Sane ways to organize payments:
- Merchant gives you a bill-id. You input it into your bank website - where you see the bill amount being charged. You accept, and bank pays merchant.
- You give merchant your card number (that's the only information - no expiry, no ccv, no name). A notification pops up on your bank website asking if you want to pay what the merchant is requesting. You accept.
- You go to your bank website and obtain a random number, either allowing a single transaction or a recurring transaction. You give the merchant the number. After merchant charges it, no other merchant can charge the same number.
This would also solve a major annoyance I have with card payments, which is no way to link a particular purchase back to a transaction.
With checks, you write a check and can write down the check number with a note about what the payment was for. When the payment posts, the check number is part of the transaction. With a card payment, they charge your card and, sometimes days later, there's a pre-authorization with some obscure transaction description. So many scary transaction descriptions that make me think "wait is this fraud".
With this method, the approval flow would also allow people to add a blurb for what the transaction is for.
> You go to your bank website and obtain a random number, either allowing a single transaction or a recurring transaction. You give the merchant the number. After merchant charges it, no other merchant can charge the same number.
That's basically how Blik works in Poland. With the exception being that the number is random 6 digits randomly generated when you open the app, that is active for ~2 minutes. So you don't deal with the issue of very long and error prone numbers to copy.
Cards have supported strong, positive cardholder authentication at the POS (chip and PIN) and online (3DS) since the 90s.
It’s entirely the US credit card industry and its regulating bodies’ fault that it has made neither mandatory in the way that e.g. the EU did, and is in fact fighting any attempt to do so tooth and nail (please think of the conversion rate!!)
Can you guys still write a check at the supermarket checkout? No pin credit cards are small potatoes next to personal checks in terms of weirdness. But I wish we had that trust culture everywhere.
I've always had fraudulent debit charges automatically reverted. Typically the bank's fraud detection disables the card and you clear up the matter on the phone. Or they call you to verify if a suspicious charge outside your profile was actually yours. The banks aren't required to do this but they can choose to provide this level of service.
I thought the main selling point was that they work almost anywhere. Whereas my EFTPOS card only works in Australia, my Girocard only works in Germany and my Pix account only works in Brazil.
Eh... I guess YMMV, at least for a low amount it took me literally an afternoon, I just froze my card, walked to the bank, explained the issue, and they refunded me on the spot (also switched out the card for a new one). They said technically it could be clawed back after investigation but they never did.
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