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> You're moving the goal posts on me. I'm talking about debt collection enforcement not the morality or circumstances of why people take on debt.

Not all people chose to take on debt. From the linked article:

> Medical debt can be particularly devastating and accounts for more than half of all collections activity.

I don't think we can realistically characterize medical debt as a choice for most individuals. If someone is ill and and has medical debt, is it right to issue a default judgement against them for that debt? What if their illness is the reason why they couldn't show up to court in the first place?



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