This is the best fintech app I've ever seen. If y'all could get the interest rate up, there would be no reason not to use this. I'm not using this today because I get 1.05% with Marcus.
There's some confusion we probably need to clear up on what our "rate" is. Our base rate if you win no prizes ever is 0.20%. Including the expected value of prizes it's above Marcus today.
Yeah I would change your home page to put your "rate" with some way to denote that the interest rate + EV is better than competitors, instead of putting just the base rate.