I went through the startup profiling and it was pretty accurate and quite worth it. At the end, it also gives some pretty useful advice on moving forward. Definitely recommend this if you're doing a startup.
You can scale prematurely in different trajectories: customer development, product development, hiring, etc.
An example could be hire a salesforce before having a paying customer or to hire middle management with less than 15 people. On the product side its for example spending lots of time on a scalable backend before even having the user and payer identified.