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In what hypothetical world? It sounds like the hospitals in the US couldn't care less how much they charge people since they'll just sue you into oblivion if you don't pay.

What's the difference between a $1K deductible and a $10K one? How's that going to make one bit of difference?

Consumers have no say in how much the procedures cost. There's no "price pressure" from anyone but the group buyers, those being the insurance companies and Medicare.



In what hypothetical world?

In the world joezydeco lives in. Apparently high deductible plans have already caused hospitals to change their procedures.

Consumers have no say in how much the procedures cost.

Consumers now have an incentive to shop around or try alternate treatments.

With a low deductible plan, their only incentive is to find the doctor they like the best or the hospital closest to their house.


Consumers now have an incentive to shop around or try alternate treatments.

When I'm rushed to the hospital after a taxi runs me down on my motorcycle, I'm not in a position to shop around.

When I'm sick with a flu and subsequent sinus infection, barely able to perform basic daily tasks without mental exhaustion, I'm in no position to shop around.

The wannabe-libertarian ideal doesn't work for healthcare.




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